Meal-plan funds to carry over

During the last week of the semester, students rush around buying everything in sight, trying to burn the money left on meal plans that won’t carry over.

This semester, 875 students, on and off campus, purchased meal plans, said Martin Peterson, director of dining services.

Starting this year, students will be able to carry over unused meal-plan funds to the next semester, including spring to fall semesters, Peterson said.

“We have looked at other schools and found a few that allowed students to carry over a balance,” Peterson said. “This will be the first year that we have done this change.”

Dining services didn’t offer any carry over in the past to encourage students to use their meal plans and have extended the hours of both the cafeteria and the Market to accommodate students’ schedules. Peterson said any money that was left over from the plans was put back into the program and used to give students a wider variety.

“In the past, any balance remaining went into the Dining Services fund, which we used for construction and remodels,” Peterson said.

The money collected from leftover meal plans helped fund the new Subway location and the cafeteria’s latest addition, Estampida, which is set to open in the coming weeks.

DSU is one of the few universities in the nation to offer students the ability to regain the funds spent on meal plans, Peterson said.

Before the dining services established this change, Tatum Scoville, a freshman psychology major from Layton, had over $580 left on her meal plan the last day of the 2016 fall semester.

“I think meal plans are a good resource for people living on campus,” Scoville said. “But if I’m living off campus in the future, I don’t think I will get one again.”

During the last few weeks of the semester, the market is abuzz with students attempting to use up the rest of their pre-paid plans.

“I had Meal Plan B,” Scoville said. “Having roughly $580 left on my card was hard. I practically emptied out the Market.”

Brynna Tanner, a sophomore psychology major from Phoenix, lives on campus and is one of the over 7,000 students who does not have a meal plan.

“I don’t have a meal plan because I feel like I won’t spend that much money on food,” Tanner said. “When I can go grocery shopping off campus, I know what I want and how much I am willing to pay for it.”

DSU women lose heartbreaker to HHU

The Dixie State University women’s basketball team showed progress Saturday, but could not find a way to translate improvement into victory.

The Trailblazers played the University of Hawaii at Hilo Saturday. Despite maintaining the lead through much of the contest, DSU fell to the Vulcans 60-57.

“We are improving in a lot of ways, especially defensively,” said junior forward Lisa VanCampen, a biology major from Morgan. “We just need to bring the same intensity all four quarters and we will win games [like this one].”

The Trailblazers came out on fire to start the game, knocking down three 3-pointers in the first three minutes. A Vulcan run tied the game at 10 apiece. Junior guard Matti Ventling’s second triple of the quarter had DSU back on top, but another UHH run gave them a 20-17 lead after the first quarter.

The Trailblazers then blitzed the Vulcans with a 13-0 run that included a barrage of triples from Ventling and junior guard Gabrielle Cabanero. After trading buckets for the remainder of the quarter, the Trailblazers lead 37-27 at the half.

After pushing its lead to 12, DSU was on the wrong side of a 9-0 UHH run. After three quarters, the Trailblazers held a 47-41 lead.

UHH retook the lead midway through the fourth quarter by outscoring DSU 11-4 to begin the period. Junior forward Shelby Kassuba scored six consecutive points herself as DSU built a 57-52 lead with under three minutes to play.

A 7-0 run by the Vulcans put UHH up 59-57 with just 27 seconds left. A DSU turnover squandered the chance to tie the game in the waning seconds and DSU suffered its narrowest loss all season, 60-57.

“We did not come out as strong in the second half as we did in the first half,” said junior forward Ashlee Burge, a business administration major from Riverton. “We could have been smarter in the second half, but we are learning from it. If we can play these last few games like we did in the first half, we have a chance to string together some wins.”

It was a tail of two halves offensively for the Trailblazers. After scoring 20 points in the second quarter alone, DSU only managed 20 the rest of the game. DSU also went 0-7 on second-half 3-point attempts.

“[Despite challenges shooting the ball], the team battled the whole game,” assistant coach Nichole Yazzie said. “We want to take that momentum and bring it with us [moving forward].”

DSU’s bench came up huge with 27 total point’s Kassuba finished with a team-high 13 points.

At 2-11 in Pacific West Conference play, DSU takes on Brigham Young University-Hawaii Thursday at 5 p.m. in Burns Arena.

Student athletes balance practice, social life while maintaining grades

There are universities where student athletes don’t need to work hard in the classroom, but Dixie State University is not one of those schools. 

Being a student athlete is hard. I would know…I am one. On top of going to school, we athletes have practice, conditioning practice, weights, film sessions, and study hall. We all know school comes first; collectively, DSU athletes have an average of 3.1 GPA. 

Each sports team also has to do a certain number of community service hours. Since 2010, DSU athletes have accumulated over 6,200 hours of community service. We’ve received Pacific West Conference community Engagement Award five times and the 2011-12 NCAA Community Engagement Award. 

“Student athletes are not lazy at all,” said English professor Susan Ertel. “In fact, they work harder than most other students because the policy says you need to negotiate before you go on a trip to get your assignments in and take your test early. You have less time to study than your peers who aren’t student athletes.”

There are some professors who treat student athletes differently in a negative way. Once they see or notice an athlete they instantly assume that athlete won’t try or isn’t willing to work. But there is an NCAA and school policy that says you can’t treat a student athlete any different than you would a regular student. 

“I do see a difference when I tell my professor the position I play,” said Malik Watso a senior theater arts major from Pittsburg, California, who will be DSU quarterback this year. “I usually don’t like to tell people the position I play just because there are a lot of expectations being a black quarterback, and I really don’t like talking about football when I’m in class.”

Ertel said athletes, or whoever is traveling, is representing the university, and it’s not our fault that we get a 10 day trip to Hawaii. When people hear DSU athletes are going to Hawaii, they assume we are on vacation, but in all actuality we are working to stay caught up in the classroom as if we never left.

Watso said all of his professors have been easy to work with because they all have had his best interest at heart and treated him just like everybody else.

Almost every night I stay up till about 1 a.m. studying for classes, doing homework so I don’t fall behind. I have class at nine every morning until about 11:45 a.m. Then I have about 15 minutes to get to practice which starts at noon. Practice ends at 3 p.m. and I go straight to weights for about an hour. After weights I have study hall for a couple hours and then I get home around 6:30 p.m. and shower, eat, and finish the rest of my homework. There isn’t much time for myself or to hangout with friends. 

Since starting athletics, we athletes have been told to choose between a social life, good grades, or a sport that we love. I’ve always chosen good grades and the sport I love, but I wish I had time to have a social life. 

Next time you think student athletes are getting special treatment, keep in mind the countless hours they spend on schoolwork, practice, traveling and games, all on top of their regular classes.

Technology propels traditional classrooms toward future

With the progress of technology in recent years, everyday life has begun to look like something out of a James Bond movie. Smartwatches, tablets and laptops are in every classroom, giving students a direct link to the outside world.

Sociologists have been observing the effect of technology on the five major institutions — family, religion, government, economy and education — and have found an increasing dynamic between younger generations, technology and education, said Robert Oxley, an adjunct sociology professor on campus at Dixie State University.

“The reason we have [technology in the classroom] is because this generation — the millennials — are accustomed with using media and media devices,” Oxley said. “Wouldn’t it be nice to have them use their expertise?”

Oxley said students are now able to experience historical events and meet people from different cultures without leaving the comfort of their home.

“[We] can give them the standard lesson and lecture in the classroom but also we can have them use social media on their own devices at home,” Oxley said.

Oxley explained how he uses technology to help students express their ideas within his classroom.

“Some of my students are a little apprehensive in a traditional classroom situation,” Oxley said. “If I open up discussion and put questions on our Canvas site, they might be apprehensive in person, but they feel completely comfortable so they write wonderful responses to questions and discussions online.”

Scott Allen, the Center for Teaching and Learning instructional designer, agrees that technology has become a key part of the traditional classroom.

“Social media has changed the world really,” Allen said. “Education, especially instructors maybe, are a little bit slower to adopt it but in order to stay relevant we’re going to have to embrace and support social media in the classroom and outside of the classroom.”

Courses around Dixie State University have already started a transition toward a more group-oriented focus that will allow for more social interaction, Allen said.

“The great things that are happening in the world are spread through Twitter and all kinds of social media,” Allen said. “There’s so much that we can learn through social media that we need to embrace it in the classroom.”

DSU’s goal is to have 15 percent of their classes online within the next three years, said Ryan Hobbs, director of distance and digital learning.

“I think it’s almost exclusively a benefit,” Hobbes said. “I think it creates better access [and] better opportunities. It creates flexibility and convenience in scheduling that is otherwise not available. For some students who are trying to balance work and family and other life experiences it’s the only way to do it.”

Hobbes said online classes aren’t the optimal choice for some students and faculty, and some courses aren’t meant to be taught online.

“I think that if it is used solely and only in certain places then it can be a detriment because I do think we tend to miss out on some of the benefits of face-to-face interaction that I think everyone needs to experience,” Hobbs said.

All three men agree that technology has become the cornerstone of education.

“I think it’s driving how we connect with one another, how we learn perhaps or might learn, how we’re connected and how we might connect with others,” Hobbs said.

Students are also able to see eye-to-eye with professors and administrators on campus in regards to how they want to see education advance, said Ashley Richins, a freshman nursing major from Castle Rock, Colorado.

“When I was in middle school the teachers would never let us use calculators on math tests,” Richins said. “They argued that we wouldn’t always have a calculator with us but now I do.”

Richins said that by integrating technology into traditional classrooms, professors are able to teach in ways multiple types of learners can understand.

“Learning about the human brain is easier for me when I can see what I’m learning about,” Richins said. “It’s not like we have a spare brain laying around to cut open and point to the amygdala or frontal lobe. But there are videos and animations for visual learners like me.”

As DSU evolves to accommodate the younger generations and the progress of technology, students will be able to see a physical change around campus, Oxley said.

“I like the way the whole campus is moving forward,” Oxley said. “I’m having fun watching the transition from college to university.”


Judkins earns 500th career victory

The Dixie State University men’s basketball team nearly blew a large first-half lead but grinded its way to its 11th straight home victory and the 500th career victory for head coach Jon Judkins.

DSU played University of Hawaii at Hilo Saturday, winning 81-72. The win not only kept DSU’s home record perfect this season, it became a monumental moment for Judkins, who won his 216th game at DSU in just over 10 seasons.

“[500 wins] is neat, but I could not do this without my players,” Judkins said. “I’ve lucked out having great players and great coaches. When I am retired, I’ll tell my kids and grandkids, ‘This is what I did,’ but right now, I’m just worried about winning games.”

DSU jumped on UHH early as they hit shots from the outside and got stops on the other end.

“Defensively, we did a lot of good things,” said junior forward Kyler Nielson, a criminal justice major from Cedar City. “We rebounded really well and stayed with their shooters. We wanted this one for [Judkins] and stick to our goal of remaining undefeated at home.”

In a game where DSU never trailed, the Trailblazers traded baskets early with the Vulcans. DSU went on an 18-5 run midway through the first half, building a 29-14 lead.

Despite the deficit, the Vulcans would not go away, regaining the momentum with a late first half run to cut the lead to single digits.    

UHH came out of the locker with the same fervor that kept it in the game, outscoring DSU 14-9 through the first six minutes of the second half to make it a 48-44 game.

Part of the struggle for the Trailblazers was a result of poor free throw shooting. DSU missed 18 at the line, ending the night with a dismal 58 percent team effort at the free-throw line.

The Trailblazers countered the Vulcans charge with one of their own. Within a few minutes, the lead was back to double-digits. Play continued to go back-and-forth for the remainder of the game.

DSU put out the flame of UHH’s final fleeting attempts at a comeback thanks to clutch free throws by junior guard Brandon Simister and a career-high 18 points from junior forward Zac Hunter.

“We played great defense,” assistant coach Kasey Winters said. “We rebounded well, and [UHH] only shot 35 percent. It was careless turnovers that kept them in the game.”

DSU shot over 56 percent from the field, but the 17 turnovers continued to keep the door open for UHH.

DSU outrebounded UHH 46-33 and had six blocks, three of which came from senior forward Marcus Bradley.  

As the final buzzer sounded, players and family gathered around Judkins to celebrate his 500th career victory. 

“It is bigger than basketball for [Judkins],” Nielson said. “He demands a lot from his players, but sets him apart is that he truly cares for his players individually. Because he cares, his players play hard for him; that is why he has been so successful.”

Winters said [Judkins] does a great job of relating to the players and his ability to get them to play their absolute hardest has been instrumental in the NCAA division II success DSU has had.

At 11-2 in PacWest play, DSU takes on Brigham Young University-Hawaii Thursday at 7:30 p.m inside Burns Arena.

Kindness begins with you

Rule number one: keep your hands and your feet to yourself. Rule number two: respect your fellow classmates.  

From our first day of kindergarten, these simple rules have been a part of the classroom law, and after 13 years of required school, some of us have left these ideals in the dust.   

We live in a world that is full of hate, deceit and deception. Left and right we see bullying, discrimination, blackmail, fraud and so forth. I have had people be downright rude to me because the store I work at doesn’t carry their favorite meat. Classmates snicker at each other’s questions and students disrespect their professors. What happened to the principles that our brave teachers tried to instill in us? 

Some of us were taught to be kind from the day we left the womb. Our parents understood the importance and impact of kindness, so they chose to begin enriching our lives with it at a young age. Those school rules just became an added reinforcement of what we learn at home and maybe even at church. Many Christian religions teach of Jesus Christ, who said in John 15:14: “Love one another, as I have loved you.” Also, many religions teach kindness and peace as a way of life. 

A number of kids hear the word kindness for the first time in their lives on the first day of elementary schoolWe often refer to these kids as troubled or misbehaved because they lack the understanding of kindness that the other children have. Yet, it could be because they come from a broken home or they haven’t quite grasped the concept of kindness. We can’t think that they will never learn. 

“All of us have an intense desire to be loved and nurtured.” said Dr. Raj Raghunathan, a professor of marketing at the University of Texas at Austin, in his article “The Need to Love. “The need to be loved… could be considered one of our most basic and fundamental needs. 

The sense or feeling of love stems from kindness. We are all equal, we all deserve equal chances, and we all deserve equal love. We live in this world together and wander untrodden paths side by side; it should be relatively pleasant to do so. Showing kindness unto others will allow for more interconnectedness in the world and decrease the amount of hate. 

There is a risk by always being kind but it is worth it. When I was in the first grade I became good friends with one of my classmates. One day when playing a game in class, I picked someone else besides him to follow me in the game and he pushed me into the wall out of anger. In a split second all the kindness he had towards me disappeared. We avoided each other after the incident because he remained bitter towards me, but I don’t regret being his friend. 

Being kind to others brings me happiness. As a Christian, I believe we are all children of God and we should treat others as we would want to be treated. Being kind is a service unto others. We don’t know how anyone’s day was or what they are going through but we can help by just being kind.  

No matter where you come from or what your history is, you can learn to be kind. It can become a part of you. It doesn’t matter if you are black, Caucasian, Pacific Islander, gay, straight, or a people-hater, there is kindness in you. 

Kindness can combat hate. Hate often forms because of disagreement but we can agree to disagree. If we are kind to everyone we can work together to solve the problems of this world instead of quarreling over our different ideals.  

Our teachers and our parents weren’t enforcing those rules upon us for no reason at all. Kindness is a key to success, they know that, and I believe it is a key to lasting happiness. 

I believe in kindness. I believe in love. I believe kindness and love can heal what nothing else can. Be kind. Be respectful. It all starts with you. 

DSU men’s golf takes down University of Utah

The Dixie State University men’s golf team bounced back from a disappointing fall Saturday afternoon with an impressive win over an in-state Division I foe. 

In what was a sunny but chilly day at the Ledges Golf Club, the Trailblazers welcomed the University of Utah away from the snowy Wasatch Front to play an exhibition match for bragging rights and friendly competition. 

Each team presented eight players to face off in what was a modified version of a match play format, each player earning a maximum of three points for his team, getting one point for each nine and one point for the overall 18. DSU took home the victory 15-9 with not one player on the team surrendering an overall loss to the Utes.

The Trailblazers secured the victory with solid performances from the likes of sophomore John Reid and freshman Carson Walker, each winning their individual matches. 

“It could have gone either way today, [but] we were able to make the shots that we needed to [win],” said Walker, a biology major from Afton, Wyoming. 

Walker had gotten off to a quick start as he managed to gain a four-stroke lead through his first six holes. After having his lead cut to one with only a few holes to play, Walker nearly holed out for eagle on the 15th and managed to gain a more comfortable lead with a tap-in birdie. Walker finished his match strong by gaining a couple more strokes to secure additional points. 

Reid, even after a slow start, managed to put together a solid 1-under-par 71. With solid ball striking and good putting, Reid said it was a great day.

“I really tried to focus on course management and play smart today,” said Reid, a general studies major from Westminster, Maryland. “I nicked him by one shot [and had] a couple unlucky breaks but also some lucky breaks, and that is just how golf is.” 

As the Trailblazers now look ahead for the remainder of the season, the team has high hopes as it seeks to win the Pacific West Conference for a third straight year.

After a slow start to the season, head coach Brad Sutterfield said the team was a little behind the eight ball with where they would like to be. With the return of junior Dane Nelson for the second half of the season, Sutterfield said the team will get better and will have more depth.

“This is a good gauge to kind of see where we are at against a good, solid team,” Sutterfield said. “It was just fun to have them down to have a fun day on the course.” 

The team is balanced from top to bottom and can compete at a high level in Division II golf, Sutterfield said. With DSU opening up the second half of the season Feb. 13 at Western New Mexico University, the team will be rested and ready to go, Sutterfield said. 

2017 baseball season officially underway

The NCAA Division II World Series is the goal for the 2017 Dixie State University baseball team.

After an early exit in the 2016 NCAA West Regionals, The Trailblazers have their sights on the ultimate prize in college baseball.

“Our expectation is to win the conference and eventually get to the World Series,” said junior pitcher Dylan File, a criminal justice major from St. George. “Anything short of that is a disappointment.”

The Trailblazers are coming off a season that saw them notch a NCAA-era program-best 40 wins. DSU finished with a record of 40-14, which was good enough to finish second place in the Pacific West Conference  behind California Baptist University.

DSU is picked to finish in second place again this season behind CBU in the 2017 PacWest Conference preseason coaches’ poll that was released Wednesday. Head coach Chris Pfatenhauer said that ranking is just fine by him.

“As good as our conference is, I’ll take second to start the year,” Pfatenhauer said. “It’s nice to get that type of respect, but we’ll play as hard as we can and hopefully end up one step higher.”

DSU is ranked No. 9 in the Perfect Game Preseason Top-25 poll while being ranked No. 15 in the 2017 College Baseball Newspaper preseason poll.

Along with the preseason rankings, File and senior second baseman Drew McLaughlin were also given preseason honors. File was named the preseason co-pitcher of the year while McLaughlin was selected as preseason player of the year.

File finished last season with a record of 6-1 with an ERA of 2.99 and 74 strikeouts over 14 starts. He was named to the third-team All-PacWest team and said he hopes to improve this season.

“It’s cool being honored as the co-pitcher of the year,” File said. “Being that it’s a preseason poll doesn’t really matter, but it’s nice to get your name out there.”

McLaughlin is coming off a record-breaking season for the Trailblazers. Last season, he became DSU’s all-time leader in career hits with 217 as well as the all-time leader in hits in a season with 91. He said he doesn’t feel any pressure going into this season.

“The only pressure I would feel is what I put on myself,” said McLaughlin, a criminal justice major from Scottsdale, Arizona. “Those are cool right now, but once the season starts, those are over with. We still have unfinished business to do as a team.”

In addition to File and McLaughlin, two other Trailblazers were named to the PacWest preseason team. Senior outfielder Trey Kamachi and senior first baseman Ryan Rodriguez were also among those honored.

DSU began its season with the annual alumni game Saturday. The current DSU players handled the challenge from DSU alumni securing a victory, 8-0. 

The Trailblazers jumped out to an early 5-0 lead in the first inning. They added two runs in the second and one run in the third to capture the victory.

Pfatenhauer said it was nice for the team to have different faces in another dugout to compete against. He said he  has high expectations for this team in its effort to reach the World Series.

“I want us to compete,” Pfatenhauer said. “I want to walk away from games and have fans or opponents say ‘those guys played really hard.’ I think if we do that, we have enough talent to be standing in the right place at the end of the year.

DSU will officially kick off its 2017 season Friday as it travels to take on California State University San Bernardino before returning home for its home-opener Feb. 10.

DSU students to give back on alternative spring break

Instead of spending spring break on a boat or in another country, some Dixie State University students are opting to do humanitarian work instead. 

As part of DSU’s alternative spring break, students who sign up and pay a fee will get the chance to travel to Portland, Oregon, to complete service through this year’s theme: environmental work. 

Dillon McKinney, a senior mathematics major from St. George and vice president of service for the DSU Student Association, said careful consideration goes into picking the location for the alternative break.

“We want to have ample amount of [humanitarian work] to do, but we understand that students are giving up their spring break as well,” McKinney said. 

Portland has a “luscious environment” and fits well with the break’s theme, McKinney said. Picking Portland as the location will give students who go enough humanitarian work to do and a place students actually want to spend their spring break on. 

Even though the location is set, McKinney said he is still struggling with finding an organization to do humanitarian work for while on the trip. Originally, the plan was to work with the Parks and Recreation department in Portland, but the plan fell through because of difficulty contacting them. 

“After some time of no replied messages, we decided for the sake of the trip to switch the organization we would work with,” he said. 

McKinney said they plan on working with either The Wetlands Conservancy, an organization that conserves Oregon’s wetlands through protecting wildlife and communities from floods, or Friends of the Columbia Gorge, an organization dedicated to conserving the Columbia Gorge by watching construction developments and conserving land. McKinney said they should know which organization they will be working with by the end of the week. 

Doing service away from home brings a new perspective on life, McKinney said. 

Only two students have signed up for the alternative break so far, but McKinney is happy one of them is a “repeater” from the 2016 alternative spring break to New Orleans.

For Kamrie Davenport, a senior human communication major from St. George, the New Orleans alternative spring break trip gave her a new appreciation for things she use to take for granted, and she has since then wanted to attend this year’s trip. 

“I think college students could benefit from getting involved in service,” Davenport said. “It is really easy to see someone in need and think of how you could help them, and it is another thing to actually do something to help them.”

This year’s trip will take place March 11 to March 18, and there are still 10 spots open. Going on the trip is a first- come, first-serve basis and requires an application process and a down payment of $300. McKinney said the trip is $900 total including airline flights, transportation, stay and food. Any student interested in going can visit https://orgsync.com/35438/forms/237564

Financial literacy skills necessary for college students

Dixie State University’s business department revealed how to save money effectively Friday. 

Assistant finance professor Helen Saars organized a personal finance conference with a team of students from the DSU Finance Club and the DSU Accounting Club. The annual finance conference consisted of eight sessions, addressing how to save money all the way to how to get in control of your budget and different apps that can help. 

Saars said, “Financial literacy has become a necessary skill like reading and writing, and you can’t survive in today’s society without it.”

We held this conference to get people to start thinking about the value of finance, Saars said. 

“These three hours were definitely not enough to teach everything, but it can give you background information [about financing] to learn more,” Saars said.

Jeff Glines, a Zions Bank sales director, was one of several speakers who shared his story surrounding money issues and how to overcome this obstacle. 

Glines was a self-employed businessman and entrepreneur who had developments throughout St. George and over five million dollars in his bank account. However, when the recession hit in 2008, Glines said he and his family lost everything. 

“I was always like ‘I’m going to do my own thing,’ but I got so depressed because I lost everything,” Glines said. “I was like ‘I have to get a job again.'”

After going into detail about the struggles he faced, Glines said he wants people to truly understand the power of money and savings. 

“Fifty-four percent of Americans have no rainy day fund,” said Kenneth Hart, a senior finance major from St. George.

These staggering statistics are the reason why individuals like author Dave Ramsey have established a saving money program. Ramsey founded Ramsey Solutions to help counsel people facing financial issues through what he calls his seven “baby” steps. During the conference, Glines played a brief clip from Ramsey’s show where he addressed step-by-step how people can get out of debt and “live like no one else, so you can give like no one else.”

Glines said St. George is one of many cities teaching Ramsey’s program at Financial Peace University. 

“I would highly suggest if you want to save yourself a lot of grief like financial pressure and relationship failure, do the Dave Ramsey course now,” Glines said.

Along with this course, Zions personal banker Tia Bithell said it’s important to build that first bit of savings. 

“It’s not just your emergency fund for fun, like ‘oh, OK we’ll put [the money] right back’ because it never goes back,” Bithell said. “It should only be a strict emergency fund.”

At the same time, Glines said you need to set aside “blow” money, which allocates an amount of funds you can spend on whatever you want. 

“In my case, I have $50 a week that I can blow on anything I want, and my wife has the same amount,” Glines said.

However, Hart said peoples’ main goal is to make sure their spending habits don’t exceed what they earn. 

“We see that more than half of the people in the United States spend all, if not more, of their money every year,” Hart said.

Conayn Freebairn, a senior finance major from St. George, said it all begins with evaluating your expenses at the end of each month. There are apps like Mint, where users can even lay out a budget addressing variable and fixed expenses. Variable expenses tend to change every month, whereas fixed expenses are a set price.

It isn’t enough just to set a budget either, you have to continually review your budget plan, Hart said. 

“Ultimately, you have to be willing to hold yourself accountable,” Hart said. “Even if that means telling your parents ‘Make sure I do it, ask me in a month to see where I’m at.”

For those interested in learning more about finance, students can register for finance classes at DSU.